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Armo & Company, PC
aarmo@armoclosecpa.com

Tools to help keep you on track for a secure future.

Here's a library of financial calculators to help you start planning your financial future—from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing.

Interactive calculations, dynamic graphs, and fully customizable reports are just a few of the features our calculators employ to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point on the road to a secure future.

Loan Amortization CalculatorUse this calculator to calculate a loan amount based on your desired monthly payment or to calculate a monthly payment based on a loan amount.
Mortgage CalculatorUse this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter.
Mortgage Refinance BreakevenUse this calculator to determine if you should refinance your mortgage and when you will break even.
Buying vs. Leasing - AutoUse this calculator to determine if you should lease or buy your next vehicle.
Investment Needed to Achieve GoalUse this calculator to determine the investment needed to achieve your goal.
Ratio CalculatorsUse these calculators to assess your company's liquidity, profitability and efficiency based on your financial statement data.
Regular IRA vs. Roth IRA - Annual ContributionUse this calculator to determine whether a regular IRA or a Roth IRA is right for you.
IRA Distribution Before Age 59 1/2 CalculatorThis calculator computes exceptions from the penalty for early distribution (before age 59 1/2) from an IRA.
Retirement Income PlannerUse this calculator to evaluate your retirement income plan.
Social Security CalculatorEstimate your Social Security benefits using the Social Security Administration's Quick Calculator.